RRSPs

A Registered Retirement Savings Plan (RRSP) is a tax deferral account that provides tax savings for Canadians.

Benefits

By depositing funds into an RRSP account in their peak earning years, the member benefits in two ways:

  • When the funds are withdrawn (at retirement), the effective tax rate is usually lower, allowing the member to pay less taxes overall
  • The investments are sheltered from tax until withdrawal – that is, funds can grow without being taxed

Our RRSP solutions

Term Deposits (GICs) Earn a set interest rate over a specific time frame.
Index Linked Term Deposits The principal is guaranteed with participation in upside movement in the S&P/TSX 60 index.
Mutual Funds* We have a variety of funds to meet your needs.
RRSP Savings Account Build your funds in this account while you decide on other investment products. 

Contact your branch  for more information.

* Mutual funds are offered through Credential Asset Management Inc.

 

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