User Agreement

User Agreement for Toronto Municipal Employees Credit Union Limited Online (Internet) Banking Site.

IF YOU ACCESS OR USE THIS WEBSITE YOU ACCEPT AND AGREE TO THE FOLLOWING TERMS:

Use of Products and Services

The products and services identified on this Website are available only to members of Toronto Municipal Employees Credit Union Limited (the Credit Union).

If you are interested in becoming a member of the Credit Union, please contact us by e-mail, telephone or mail.

Trademarks and Copyrights Protected

Certain names, words, titles, phrases, logos, icons, graphics or designs in the pages of this Website may constitute trade names, trademarks or service marks belonging or licensed to the Credit Union. Any unauthorized down loading, re-transmission, or other copying or modification of trade marks and/or the contents hereof may be a violation of the copyright laws of Canada and/or other countries and may therefore be subject to legal action. You agree to not copy, redistribute, reproduce or republish any information from this Website.

Use of Information

The Credit Union makes reasonable efforts to assure the accuracy of all information on this Website, but accepts no liability for any errors or omissions therein. By accessing this Website, you agree to assume all risk of reliance on the information provided on this Website or any linked or related Websites and waive any claims arising out of any errors or omissions therein. All information provided is subject to change without notice. The information contained in this Website is not intended to provide you with specific legal, investment, accounting, financial or tax advice, for which you should seek the advice of a qualified professional.

Confidentiality and Security

E-mail communication over the Internet is unprotected and may be subject to interception, loss or alteration. The Credit Union is not responsible for any loss or damage arising from the use of e-mail or Internet communication. If you choose to communicate confidential information electronically, the Credit Union will accept your communication as your authorization for us to respond to you, including responses containing confidential information, electronically.

Password Security Issues

A password will be assigned to you by the Credit Union for the purpose of using the Internet banking functions. The Credit Union interprets your password sign on as your written signature and holds you responsible for all transactions conducted with the use of your password. You agree not to disclose your password to any person not employed by the Credit Union, and to take all necessary precautions to prevent any other person from learning your password. You may change the password assigned to you by the Credit Union, but in so doing you agree not to select a password that will easily identify you or be easily traceable to you, such as your date of birth or your phone number. You agree that you, not the Credit Union, will be held liable for any and all transactions and/or losses created by loss of the confidentiality of your password. Please notify the Credit Union immediately if you become aware of any breach of security, by calling 416 392 6868.

Accuracy of Information Provided by Internet Banking

Internet banking obtains its information from the Credit Union's banking system. If there is a discrepancy between information provided by Internet banking and the information existing in the Credit Union's banking system, the information in the Credit Union's banking system shall be deemed to be correct.

Statements by Internet Banking

Your regular Credit Union statements will be delivered to you electronically through this Website, in lieu of receipt by mail or other means. You agree to review your statements on a monthly basis, and to notify the Credit Union in writing within 30 days of the statement date of any errors or omissions in the statement, failing which you agree to accept the statement as accurate and waive any objection thereto.

Confidentiality

Please notify the Credit Union immediately if you become aware of any breach of security, by calling 416 392 6868.

 

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